For all your spends, even your chai!
Works anywhere. Small or big.
Pay using your virtual credit card with no minimum spend amount.
Pay any QR code
With Kiwi, you can pay across all UPI apps. We’re platform-agnostic.
On your virtual card
Lifetime free card
Our credit card is free—and always will be.
Get it instantly
With quick onboarding and verification, start using your card immediately.
Cashbacks on every purchase using your scan & pay card*
Rewards on every transaction
We all deserve something extra.
Claim cashbacks anytime
Directly deposited in your bank account in no time.